FinHub AI
Hub now · AI next
A financial hub within reach

Your financial hub, within reach.
All your accounts in one place.

FinHub centralizes accounts, cards, and insurance across institutions and countries. AI-powered recommendations are coming next to match you with the right financial products — then let you apply inside the app.

See implementation phases How it works
Built for: migrants · multi-bank users · families · entrepreneurs Markets: LatAm · U.S. · Europe Target: 5M users in 5 years

What FinHub is

One sentence. One job. No fluff: unify your finances and make them usable.

Unification

One view of your financial life

See accounts, cards, and insurance in a single app — even across different institutions and countries.

Control

Clarity, not chaos

Clean categories, balances, currencies, and history — so you stop living across multiple banking apps.

AI next

AI-powered product matching

Next step: behavior-based recommendations and eligibility signals — so the right offer finds the right user.

How it works

Order matters. If you skip data quality, “AI” becomes a lie.

Connect your financial institutions

FinHub links banks, card issuers, and insurers. We use Open Banking where available and partners where it isn’t — with stability as the first priority.

Non-negotiable

The MVP is a hub. AI comes after the foundation: connectors → normalization → reliable metrics.

Implementation phases

This is the build sequence. Change it and you add risk, cost, and delays.

Phase 0 — UX/UI + baseline legal IN-PROGRESS
  • User journeys: onboarding, linking, dashboard, marketplace.
  • Consent, privacy, data governance.
  • Regional compliance foundation.
2–3 months Output: specs + prototype
Phase 1 — Backend & API Gateway TO-DO
  • Identity, sessions, encryption, audit trails.
  • Unified data model (multi-country / multi-currency).
  • Event tracking for insights and AI.
4–5 months Output: core platform
Phase 2 — Financial connectors TO-DO
  • Initial integrations per region.
  • Normalization + baseline categorization.
  • Monitoring for failures and data quality.
5–6 months Output: data coverage
Phase 3 — Mobile MVP TO-DO
  • Real dashboard (useful, not just pretty).
  • Basic alerts and spending controls.
  • Multi-currency UX that actually works.
4–5 months Output: MVP app
Phase 4 — AI v1 (rules + simple ML) TO-DO
  • Recommendation rules + eligibility signals.
  • Simple models: scoring / clustering / propensity.
  • Feedback loop: clicks → conversions → improvement.
6–7 months Output: matching engine v1
Phase 5 — Financial marketplace TO-DO
  • Catalog, comparisons, conversion funnels.
  • Conversion tracking (B2B billing).
  • Partner tooling (offers / segments).
4–5 months Output: revenue path
Phase 6 — Pilot (500–1000 users) TO-DO
  • Retention, real usage, support, hard bugs.
  • Validate: activation → recommendations → conversions.
  • Fast iteration + connector tuning.
3–4 months Output: product-market signals
Want early access or a partnership? Leave your details. This is a local demo form — production connects to your CRM/backend.

Business model

We monetize intelligence, not ads. If you can’t measure conversions, you don’t have a business.

B2B

Qualified profiles

FinHub processes and anonymizes behavior data to create intent- and eligibility-aware segments.

Commission

USD 30–50 per conversion

Institutions pay when users convert: card, account, loan, or insurance product.

Optional

Premium users

Advanced insights and optimization — only if it improves retention and real outcomes.

Straight talk:
Keep the message tight: hub now → AI next → roadmap → CTA. If you add 20 ideas, you will dilute the pitch.